At Soar we recognise and appreciate that all our clients are different and require different wealth management services and investment advice at various times in their life.   Our strategic Wealth Management advisors are First Capital Financial Services Ltd (First Capital) who are located in central Christchurch.   The environment for professionals to provide investment advice to the public is about to change in December 2010. Our strategic partner First Capital is able to offer Soar clients independent Wealth Management advice and support so that Soar clients can achieve their financial goals sooner.     First Capital’s Approach  No matter what stage of life or what level of financial security you’ve attained, it’s likely that you want to continue to grow and protect your assets. Different levels of financial security extend through every phrase of life, each with their own levels of risk and reward.

First Capital’s Unique Process 

Our business philosophy is simple – to provide our clients with the best possible financial planning advice, service and innovative solutions, through a comprehensive approach to the management of their financial requirements.   

First Capital appreciates that all our clients are different however two groups have unique needs; 

·         Individual and family clients

·         Business and corporate clients.  

Consequently, First Capital Financial Services has created two unique processes. These include analysis, reporting and monitoring requirements that reflect the different needs of each group. 

By reviewing your personal and business risks First Capital can develop a plan to save you money and minimise your exposure. 

A free no obligation review 

By completing a risk management review First Capital are able to identify areas where you may be exposed and save you money on your premiums at the same time. There is no obligation to proceed after the initial review. First Capital only makes recommendations that you will significantly benefit from.   

Once the review is complete they will: 

• Discuss the findings with you

• Present a summary report of findings

• Agree on the most suitable action if you wish to proceed

• Implement a plan of action

• Review your situation on a regular basis.

The Risk Management approach 

We have a partnership arrangement with First Capital Financial Services Ltd who are experts in business and personal risk management. First Capital has qualified financial advisers with a combined experience of nearly 50 years. 

First Capital provides independent advice and communicate openly and simply about policies and pricing. 

They use their bulk purchasing power and strategic partnerships like ours to achieve highly competitive pricing, better underwriting terms and preferential policy wording. 

First Capital fee structures to our clients are: 

$450 plus GST for a limited advice plan and

$1,250 plus GST for a full financial plan 

Currently there are no ongoing fees charged for annual reviews completed by First Capital. If you require further information call Phillip or Deidre for further information about the Wealth Management products and services provided by our strategic partner.